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50%)}.sb-direction-f-brand__name-IGNORE{display:block;font-family:var(--f-display);font-weight:800;font-size:17px;color:var(--navy);letter-spacing:-.01em;line-height:1.1}.sb-direction-f-brand__tag-IGNORE{display:block;font-family:var(--f-hand);font-size:16px;color:var(--amber);font-weight:600;margin-top:1px}.sb-direction-f-nav-IGNORE{display:flex;gap:4px;align-items:center}.sb-direction-f-nav-IGNORE a{color:var(--ink);font-size:14.5px;font-weight:500;padding:9px 14px;border-radius:10px;transition:all .15s}.sb-direction-f-nav-IGNORE a:hover{background:var(--cream-deep);color:var(--navy)}.sb-direction-f-hdr__cta-IGNORE{background:var(--green);color:#fff!important;padding:11px 20px;border-radius:999px;font-weight:700;font-size:14px;box-shadow:var(--sh-green);transition:transform .2s ease,box-shadow .2s ease}.sb-direction-f-hdr__cta-IGNORE:hover{transform:translateY(-1px);background:var(--green-deep)}.sb-home-hero{position:relative;color:#fff;padding:88px 0 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em{font-style:italic;color:var(--amber-light);font-weight:700;font-family:var(--f-display)}.sb-home-hero__sub{font-size:1.1875rem;color:rgba(255,255,255,.85);font-weight:400;margin-bottom:32px;line-height:1.65;max-width:560px}.sb-home-hero__sub strong{color:#fff;font-weight:600}.sb-home-hero__chips{display:flex;gap:10px;flex-wrap:wrap;margin-top:30px;padding-top:24px;border-top:1px solid rgba(255,255,255,.16)}.sb-chris-stack{position:relative;aspect-ratio:4/5;max-width:480px;margin:0 auto}.sb-chris-frame{position:absolute;inset:0;border-radius:24px;overflow:hidden;background:url('../images/chris-1280.jpg') center 28%/cover;box-shadow:0 32px 80px rgba(0,0,0,.45);transform:rotate(-1.5deg);filter:saturate(1.08) contrast(1.04) brightness(0.97)}.sb-chris-frame::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at center top,transparent 40%,rgba(15,27,51,.35) 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rgba(27,42,74,.4);border-radius:50%}.sb-chris-callout{position:absolute;bottom:24px;right:-28px;background:#fff;padding:14px 18px;border-radius:14px;box-shadow:var(--sh-lg);display:flex;align-items:center;gap:12px;z-index:3;max-width:250px;transform:rotate(-2deg)}.sb-chris-callout__ico{width:42px;height:42px;border-radius:11px;background:var(--sky);color:#fff;display:grid;place-items:center;flex-shrink:0}.sb-chris-callout__ico svg{width:20px;height:20px}.sb-chris-callout__txt{font-size:13px;line-height:1.35;color:var(--ink-soft);font-weight:500}.sb-chris-callout__txt strong{display:block;color:var(--navy);font-weight:700;font-size:13.5px;font-family:var(--f-display)}.sb-ticker{background:#fff;border-bottom:1px solid var(--line-soft);padding:28px 0}.sb-ticker__grid{display:grid;grid-template-columns:repeat(5,1fr);gap:0;text-align:center}.sb-ticker__grid>div{padding:0 24px;border-right:1px solid var(--line-soft)}.sb-ticker__grid>div:last-child{border-right:0}.sb-ticker__num{font-family:var(--f-display);font-size:2.25rem;font-weight:800;line-height:1;color:var(--navy);letter-spacing:-.02em}.sb-ticker__num small{font-size:.55em;color:#A66606;margin-left:.05em;font-weight:700}.sb-ticker__label{font-size:12px;color:var(--muted);margin-top:8px;text-transform:uppercase;letter-spacing:1.2px;font-weight:600}.sb-sec{padding:104px 0}.sb-sec--white{background:#fff}.sb-sec--cream{background:var(--cream)}.sb-sec--cream-deep{background:var(--cream-deep)}.sb-sec--sky-mist{background:var(--sky-mist)}.sb-sec--navy{background:linear-gradient(135deg,var(--navy) 0%,#243a66 100%);color:#fff;position:relative;overflow:hidden}.sb-sec--navy::before{content:"";position:absolute;top:-150px;left:-150px;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,rgba(79,179,217,.18) 0%,transparent 70%)}.sb-sec--navy::after{content:"";position:absolute;bottom:-100px;right:-100px;width:400px;height:400px;border-radius:50%;background:radial-gradient(circle,rgba(245,166,35,.14) 0%,transparent 70%)}.sb-sec--navy .sb-container{position:relative;z-index:1}.sb-sec--navy .sb-h2{color:#fff}.sb-sec--navy .sb-lede{color:rgba(255,255,255,.82)}.sb-sec__head{max-width:760px;margin-bottom:48px}.sb-sec__head--center{text-align:center;margin:0 auto 56px}.sb-pain__intro{font-family:var(--f-display);font-size:1.25rem;line-height:1.5;color:var(--ink);max-width:780px;margin-bottom:48px}.sb-pain__intro .sb-dropcap{font-family:var(--f-display);font-size:4.5em;float:left;line-height:.85;padding:6px 14px 0 0;color:var(--amber);font-weight:700;font-style:italic}.sb-pain__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.sb-stat-card{background:#fff;border:1px solid var(--line-soft);border-radius:var(--r-lg);padding:30px 26px;position:relative;overflow:hidden;transition:transform .25s 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18px;line-height:1.65}.sb-stat-card__src{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:1.4px;font-weight:700}.sb-savings__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.sb-savings-card{background:#fff;border-radius:var(--r-xl);overflow:hidden;box-shadow:var(--sh-sm);transition:transform .25s ease,box-shadow .25s ease;border:1px solid var(--line-soft)}.sb-savings-card:hover{transform:translateY(-6px);box-shadow:var(--sh-md)}.sb-savings-card__photo{aspect-ratio:5/2;overflow:hidden;position:relative;background:var(--cream-deep)}.sb-savings-card__photo img{width:100%;height:100%;object-fit:cover;transition:transform 1s cubic-bezier(.2,.8,.2,1)}.sb-savings-card:hover .sb-savings-card__photo img{transform:scale(1.04)}.sb-savings-card__photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 60%,rgba(27,42,74,.35))}.sb-savings-card__body{padding:28px 28px 32px;border-top:5px solid var(--green)}.sb-savings-card--amber .sb-savings-card__body{border-top-color:var(--amber)}.sb-savings-card--sky .sb-savings-card__body{border-top-color:var(--sky)}.sb-savings-card__kicker{display:inline-flex;align-items:center;gap:8px;margin-bottom:8px;line-height:1}.sb-savings-card__ico{display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;margin:0;flex-shrink:0;color:inherit}.sb-savings-card__ico .sb-icon{width:18px;height:18px;stroke-width:2}.sb-savings-card__title{font-family:var(--f-display);font-size:1.5rem;color:var(--navy);margin:0 0 10px;letter-spacing:-.01em;font-weight:700}.sb-savings-card__hand{font-family:var(--f-hand);font-size:18px;color:inherit;font-weight:600;display:inline;margin:0}.sb-savings-card p{color:var(--ink-soft);line-height:1.65;font-size:15px}.sb-savings-card__disclaimer{font-size:12.5px;color:var(--muted);display:block;margin-top:14px;font-style:italic}.sb-savings-card__disclaimer a{color:var(--amber-deep);font-weight:600;border-bottom:1px solid currentColor}.sb-broker__grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.sb-broker__photo-stack{position:relative}.sb-broker__photo{aspect-ratio:4/5;border-radius:var(--r-xl);background:url('../images/clients/client-21-768.jpg') center 30%/cover;box-shadow:var(--sh-lg);position:relative;overflow:hidden;filter:saturate(1.06) contrast(1.03)}.sb-broker__photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 50%,rgba(27,42,74,.4))}.sb-pull-quote-card{position:absolute;left:-32px;bottom:-32px;background:#fff;padding:28px 32px;border-radius:var(--r-lg);box-shadow:var(--sh-lg);max-width:340px;border-left:5px solid var(--amber);z-index:2}.sb-pull-quote-card blockquote{font-family:var(--f-display);font-style:italic;font-size:1.1875rem;line-height:1.45;color:var(--navy);margin:0 0 12px;font-weight:500}.sb-pull-quote-card cite{font-family:var(--f-hand);font-size:1.125rem;color:var(--amber);font-weight:600;font-style:normal}.sb-broker__body h3{font-family:var(--f-display);font-size:1.75rem;color:var(--navy);margin-bottom:18px;letter-spacing:-.015em;font-weight:700}.sb-checklist li{display:flex;align-items:flex-start;gap:14px;padding:13px 0;color:var(--ink);font-size:15.5px;line-height:1.55;border-bottom:1px dashed var(--line)}.sb-checklist li:last-child{border-bottom:0}.sb-checklist li::before{content:"";width:26px;height:26px;flex-shrink:0;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-size:14px;font-weight:800;margin-top:2px;box-shadow:0 4px 12px -2px rgba(63,163,77,.4)}.sb-checklist li::before{content:"✓"}.sb-installs__strip{display:grid;grid-template-columns:repeat(7,1fr);gap:14px;margin-top:8px}.sb-installs__pic{aspect-ratio:1/1;border-radius:18px;overflow:hidden;background-size:cover;background-position:center 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solid var(--line-soft);transition:transform .25s ease,box-shadow .25s ease;text-align:left}.sb-step:hover{transform:translateY(-6px);box-shadow:var(--sh-md)}.sb-step__num{font-family:var(--f-display);font-size:3rem;font-weight:800;color:var(--navy);line-height:1;letter-spacing:-.04em;margin-bottom:6px;display:block;font-variant-numeric:tabular-nums}.sb-step__num::after{content:"";display:block;width:32px;height:3px;background:var(--amber);margin-top:14px;border-radius:2px}.sb-step__num--final{color:var(--green)}.sb-step__num--final::after{background:var(--green)}.sb-step h3,.sb-step h4{font-family:var(--f-display);font-size:1.125rem;color:var(--navy);margin-bottom:8px;letter-spacing:-.01em;font-weight:700;margin-top:18px}.sb-step p{font-size:13.5px;color:var(--ink-soft);margin:0 0 14px;line-height:1.55}.sb-step__time{font-family:var(--f-hand);font-size:16px;color:var(--amber);font-weight:600;display:block}.sb-step--final .sb-step__time{color:var(--green-deep)}.sb-stats__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.sb-mini-stat{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:var(--r-lg);padding:32px 26px 28px;text-align:center;backdrop-filter:blur(8px);position:relative;overflow:hidden;transition:background .25s ease,border-color .25s ease,transform .25s ease}.sb-mini-stat::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:var(--accent-color,var(--amber));opacity:.85}.sb-mini-stat:hover{background:rgba(255,255,255,.08);transform:translateY(-6px);border-color:var(--accent-color,rgba(255,255,255,.24))}.sb-mini-stat__ico{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:12px;background:rgba(var(--accent-rgb,245,166,35),.16);color:var(--accent-color,var(--amber));margin-bottom:18px;border:1px solid rgba(var(--accent-rgb,245,166,35),.3)}.sb-mini-stat__ico .sb-icon{width:22px;height:22px;stroke-width:2}.sb-mini-stat__num{font-family:var(--f-display);font-size:3rem;font-weight:800;color:var(--accent-color,var(--amber));line-height:1;letter-spacing:-.03em;display:block}.sb-mini-stat__num small{font-size:.55em;opacity:.85}.sb-mini-stat__label{font-size:14px;color:rgba(255,255,255,.92);margin-top:14px;line-height:1.5;font-weight:500}.sb-mini-stat__src{font-size:11px;color:rgba(255,255,255,.55);margin-top:14px;text-transform:uppercase;letter-spacing:1.4px;font-weight:700;display:inline-block;padding-top:14px;border-top:1px solid rgba(255,255,255,.1);width:100%}.sb-mini-stat--green{--accent-color:#5FBF6D;--accent-rgb:95,191,109}.sb-mini-stat--amber{--accent-color:#FBC36B;--accent-rgb:251,195,107}.sb-mini-stat--sky{--accent-color:#6FC5E5;--accent-rgb:111,197,229}.sb-mini-stat--white{--accent-color:#fff;--accent-rgb:255,255,255}.sb-tests__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.sb-test{background:#fff;border:1px solid var(--line-soft);border-radius:var(--r-xl);padding:32px 28px;box-shadow:var(--sh-sm);position:relative;transition:transform .25s ease,box-shadow .25s ease}.sb-test::before{content:'"';position:absolute;top:14px;right:24px;font-family:var(--f-display);font-size:5.5rem;color:var(--amber);opacity:.25;line-height:.6;font-weight:700}.sb-test:hover{transform:translateY(-4px);box-shadow:var(--sh-md)}.sb-test__stars{color:var(--amber);font-size:18px;letter-spacing:2px;margin-bottom:14px;position:relative;z-index:1}.sb-test__quote{font-family:var(--f-display);font-style:italic;font-size:1.0625rem;line-height:1.55;color:var(--ink);margin-bottom:24px;font-weight:500;position:relative;z-index:1}.sb-test__who{display:flex;align-items:center;gap:14px;padding-top:18px;border-top:1px solid var(--line-soft)}.sb-test__avatar{width:60px;height:60px;border-radius:50%;background-size:cover;background-position:center 35%;flex-shrink:0;box-shadow:var(--sh-sm);border:2px solid #fff;outline:1px solid 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